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The Need for End of Life Planning It has happened time and time again that families are taken by surprise by the death of their loved ones leaving them clueless as to what to do first. Sometimes families are not willing to accept this as a possible outcome, and there are also those who don’t think about planning in advance for this loss, so we end up having no idea where to begin or who we could turn to. One of the greatest gifts you can give your family is properly preparing them for what is inevitable. Perhaps you have already created a will or a trust, the start of your estate planning. In reality, estate planning is not being done by many Americans. If you make your will or trust early, then you are going in the right direction toward pre-planning where you want your estate to go. However, this form of planning fails to accomplish one important task, and that is addressing your family’s immediate concern. Within 48 hours of your death, the persons responsible for take care of your final arrangements are usually forced to make extremely important decisions and final purchase in a very short time. Since you are no longer there, you cannot anymore help to alleviate the emotional and financial stresses that your loved ones are going through, but if you plan your funeral wishes, then this will help them a lot.
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Taking care of your funeral services ahead of time is part and parcel of a sound financial estate plan. Funeral pre-planning gives you the ability to choose your method of disposition, the exact type of services you want, and allows your family to focus more on things such as grieving and recovery. It is important to pre-plan your funeral while you thought processes are still calm and clear so that you can make decisions which are extremely important. Your end of life plan will be more rational and logical.
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IF it one thing to plan funeral arrangements, but it is a more helpful thing to actually pre-pay or pre-arrange your funeral services by taking care of actual expenses. Prepaying your funeral or cremation is one of the fastest growing, and most appreciated and accepted aspects of funeral planning. Today, paying your funeral expenses in advance is becoming widely accepted as a solid piece of sound financial and estate plan by many financial professionals, in the same level as pre-planning your funeral. Prepaying funeral plans can be done through savings and life insurances. You can rely on them and you can use them is your need them. Pre-paying your funeral cost and other expenses can be done in other ways. Funeral insurance is a policy specifically designed to cover funeral expenses. Here you have the option to determine exactly which funeral costs or expenses are to be covered such as flowers, burial plot, grave marker, and more.